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Fee Schedule

Fee Schedule for Miscellaneous Services

Stop Payment$24.00
Overdraft Fee or NSF Returned Item Fee (Overdraft or Returned item fees apply to overdrafts created by a check, an in-person withdrawal, ATM withdrawal or other electronic means. If the same check, transfer request or withdrawal request is presented to us more than one time, a fee may be charged to you each time the same check, transfer request or withdrawal request is paid or returned unpaid.)$25.00
Continuing Overdraft Fee (Each time you overdraw your account we will charge this fee on the fourth and each subsequent consecutive business day your account continues to have a negative (overdraft) balance up to a maximum of $50.)$5.00
Statement Copies (per copy)$3.00
Check Copies (per copy)$3.00
Bookkeeping Research (per hour)$50.00

Wire Transfers

Incoming Domestic$15.00
Outgoing Domestic$25.00
Incoming International$20.00
Outgoing International$45.00

Other Fees

Canadian Item Deposited$5.00
Collections of Incoming/Outgoing$20.00
Undeliverable Mail - applied monthly after two months$5.00
Cashier's Check$3.00
Personal Money Order$2.50
Check Certification$25.00
Item Returned Unpaid to Bank$5.00
Legal Process Affecting an Account (Attachment, Garnishment, Levy, etc.)$50.00
Special Cut-Off of Statement$5.00
Telephone Transfer$5.00
Reconciling Bank Statement (For 3 Previous Months)No Charge
Reconciling Bank Statement Additional Months (Per Hour)$15.00
Reissue Lost or Damaged ATM Cash Card or Visa Check Card (Debit Card)$7.00
Inactive Account Fee (after 12 months of no customer-initiated activity, per month) and balance below $100$3.00
Dormant Account Fee (after 24 months of no customer-initiated activity, per month)$5.00
Bond of Indemnity$5.00
Early Account Closing (within 90 days of opening)$15.00
 Online Bill PayNo Charge 

ATM Fees

ATM usage fee (If using a First Citizens State Bank issued ATM Cash Card or Visa Check Card at a First Citizens State Bank owned ATM at one of the locations here)None
First Citizens State Bank issued ATM Cash or Visa Check Cards used at a non-First Citizens State Bank ATM location:
Within the Accel Affiliated Network$1.00
Outside the Accel Affiliated Network$2.00
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