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Deposit Rates

Deposit Rates

Rates effective as of 03/27/25Interest RateAnnual Percentage Yield
Savings.05.05
Christmas Club.05.05
Preferred Checking.01.01
Direct Checking.01.01
Now Checking.01.01
Super Now Checking.01.01
IMMA $0-$9,999.99.10.10
IMMA $10,000-$24,999.99.15.15
IMMA $25,000-$99,999.99.20.20
IMMA $100,000-$249,99.99.35.35
IMMA $250,000 and Above.50.50

CD Rates

Rates effective as of 03/27/25Interest RateAnnual Percentage Yield
3 Month CD1.751.76
5 Month CD Special4.254.30
6 Month CD2.052.06
1 Year CD2.252.25
15 Month CD Special4.104.10
1.5 Year CD2.302.30
2 Year CD2.352.35
2.5 Year CD2.402.40
3 Year CD2.752.75
44 Month CD Special 4.004.00
4 Year CD2.802.80
5 Year CD3.003.00

IRA Rates

Rates effective as of 03/27/25Interest RateAnnual Percentage Yield
IRA- Variable1.251.26
IRA- 1 Year2.252.27
IRA- 1.5 Year2.302.32
IRA- 2 Year2.352.37
IRA- 3 Year2.752.78

Rates are determined by the bank and are subject to change daily.

  • Please contact an employee for further information about applicable fees and terms. Fees may reduce earnings. A substantial interest penalty may be imposed for early withdrawal of all time deposits.
  • The minimum deposit to earn the stated APY for Checking, Savings, and IMMA accounts is $.01.
  • The minimum opening deposit for special term CD's is $1,000 and $500 for all other CD's.
  • Renewable and Non-Renewable CD’s are available.
  • CD Specials will renew at the next shortest standard term rate.
  • Variable rates may change after account is opened.
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