Overdraft Fee or NSF Returned Item Fee (Overdraft or Returned item fees apply to overdrafts created by a check, an in-person withdrawal, ATM withdrawal or other electronic means. If the same check, transfer request or withdrawal request is presented to us more than one time, a fee may be charged to you each time the same check, transfer request or withdrawal request is paid or returned unpaid.)
$25.00
Continuing Overdraft Fee (Each time you overdraw your account we will charge this fee on the fourth and each subsequent consecutive business day your account continues to have a negative (overdraft) balance up to a maximum of $50.)
$5.00
Statement Copies (per copy)
$3.00
Check Copies (per copy)
$3.00
Bookkeeping Research (per hour)
$50.00
Wire Transfers
Incoming Domestic
$15.00
Outgoing Domestic
$25.00
Incoming International
$20.00
Outgoing International
$45.00
Other Fees
Canadian Item Deposited
$5.00
Collections of Incoming/Outgoing
$20.00
Undeliverable Mail - applied monthly after two months
$5.00
Cashier's Check
$3.00
Personal Money Order
$2.50
Check Certification
$25.00
Item Returned Unpaid to Bank
$5.00
Legal Process Affecting an Account (Attachment, Garnishment, Levy, etc.)
$50.00
Special Cut-Off of Statement
$5.00
Telephone Transfer
$5.00
Reconciling Bank Statement (For 3 Previous Months)
No Charge
Reconciling Bank Statement Additional Months (Per Hour)
$15.00
Reissue Lost or Damaged ATM Cash Card or Visa Check Card (Debit Card)
$7.00
Inactive Account Fee (after 12 months of no customer-initiated activity, per month) and balance below $100
$3.00
Dormant Account Fee (after 24 months of no customer-initiated activity, per month)
$5.00
Bond of Indemnity
$5.00
Early Account Closing (within 90 days of opening)
$15.00
Online Bill Pay
No Charge
ATM Fees
ATM usage fee (If using a First Citizens State Bank issued ATM Cash Card or Visa Check Card at a First Citizens State Bank owned ATM at one of the locations here)
None
First Citizens State Bank issued ATM Cash or Visa Check Cards used at a non-First Citizens State Bank ATM location:
FDIC-Insured - Backed by the full faith and credit of the U.S. Government