NSF – Returned item fee (Overdraft or Returned item fee applies to overdrafts created by check, an in-person withdrawal, ATM withdrawal, or other electronic means and may be assessed more than once for the same check, in-person withdrawal, ATM withdrawal or other electronic means)
$25.00
Continuing overdraft fee (Each time you overdraw your account we will charge this fee on the fourth and each subsequent consecutive business day your account continues to have a negative (overdraft) balance up to a maximum of $50.)
$5.00
Statement copies (per copy)
$3.00
Check copies (per copy)
$3.00
Bookkeeping research (per hour)
$50.00
Wire Transfers
Incoming domestic
$15.00
Outgoing domestic
$25.00
Incoming international
$20.00
Outgoing international
$45.00
Other Fees
Canadian item deposited
$5.00
Collections of incoming/outgoing
$20.00
Undeliverable Mail - applied monthly after two months
$5.00
Cashier's check
$3.00
Personal money order
$2.50
Check certification
$25.00
Item returned unpaid to bank
$5.00
Legal process affecting an account (attachment, garnishment, levy, etc.)
$50.00
Special cut-off of statement
$5.00
Telephone transfer
$5.00
Reconciling bank statement (for 3 previous months)
No Charge
Reconciling bank statement additional months (per hour)
$15.00
Replace lost or Damaged ATM Cash Card or Visa Check Card (Debit Card)
$7.00
Inactive account fee (after 12 months of no customer-initiated activity, per month) and balance below $100
$3.00
Dormant account fee (after 24 months of no customer-initiated activity, per month)
$5.00
Bond of Indemnity
$5.00
Early Account Closing (Within 90 days of opening)
$15.00
Online Bill Pay
No Charge
ATM Fees
ATM usage fee (If using a First Citizens State Bank issued ATM Cash Card or Visa Check Card at a First Citizens State Bank owned ATM at one of the locations here)
None
First Citizens State Bank issued ATM Cash or Visa Check Cards used at a non-First Citizens State Bank ATM location:
